Retiring in Zihuatanejo & Why Expats Prefer This Mexican Gem

If you’re considering spending your retirement years abroad, Zihuatanejo offers a combination of affordable living, natural beauty, and a welcoming community. You can enjoy a lower cost of living while taking advantage of reliable healthcare, a slower pace of life, and a variety of outdoor activities.

You’ll find a mix of quiet beaches, friendly locals, and modern amenities that make daily life comfortable. Zihuantanejo’s climate is warm year-round, and its small-town atmosphere appeals to those looking to escape the crowds of larger Mexican tourist destinations like Cancun, Playa del Carmen, Puerto Vallarta, Cabo or others.

Whether you’re looking to rent a simple apartment or buy a home near the coast, the options in Zihuatanejo can fit a range of lifestyles and budgets. Adjusting to life here is straightforward for many foreigners, thanks to strong expat networks and essential services in English.

Check out our latest video on living in Zihuantanejo. Or if you prefer to read this information, check out the rest of the blog below.

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Why Retire in Zihuatanejo

You will find Zihuatanejo offers scenic coastal living, practical amenities, and a sense of belonging for retirees. Safety, lifestyle, and a welcoming community are key factors that attract people to this destination in Mexico.

Appeal of Zihuatanejo for Retirees

Zihuatanejo is located on Mexico’s Pacific Coast, known for its calm bays and warm climate. Its laid-back atmosphere is a major draw if you are looking for a slower, relaxed pace of life. The town is less commercial than larger resort cities, allowing you to enjoy less crowded beaches and authentic local experiences.

Everyday necessities are within easy reach. You can find grocery stores, health clinics, pharmacies, and markets within short walks or a quick drive. Access to fresh, affordable produce and seafood is a daily convenience for many retirees.

You can participate in activities like fishing, yoga, pickleball, and swimming year-round. Beaches and nearby hills provide opportunities for walks and exercise. Many residents find Zihuatanejo keeps active living simple and accessible.

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Safety and Quality of Life

Zihuatanejo has a reputation for being generally safe, especially in neighborhoods popular with retirees such as La Madera or La Ropa. While some regions of Guerrero have safety concerns, this town separates itself with a strong police presence and an engaged expat community in Mexico.

You can expect a range of medical and dental care options. There are general practitioners, specialists, and clinics that serve both locals and foreigners. Basic healthcare is affordable, and many foreigners opt for private insurance for broader coverage.

Environmental quality is important in Zihuatanejo. Air pollution levels are low, the town maintains public parks and open spaces, and beach cleanup efforts are visible. Noise and congestion are less of a concern here compared to larger cities, contributing to daily comfort.

Cultural Lifestyle and Local Community

Local culture blends Mexican traditions with influences from an international community of residents. Annual festivals, street markets, and art shows provide you with ways to connect with neighbors and participate in community life. Restaurants and shops reflect a mix of local and international styles.

English is spoken in many businesses, but learning Spanish helps navigate daily interactions and deepens your experiences. You will find classes and language exchanges available, making it easier to integrate.

Social organizations, volunteer groups, and clubs help you meet other retirees in Mexico and participate in local projects. Zihuantanejo’s residents, both locals and newcomers, are known for being friendly and welcoming to outsiders, making it easier to settle in and build connections.

Living Costs and Financial Considerations

Zihuatanejo offers a lower cost of living compared to many North American destinations. Key factors affecting how much you’ll spend include housing, healthcare, and daily essentials.

Cost of Housing

Monthly rent for a furnished one-bedroom apartment in the city center typically ranges from $500 to $900 USD, while a similar apartment outside the center averages $300 to $700 USD. Purchase prices for condos often fall between $80,000 and $180,000 USD, depending on size, location, and amenities.

Many retirees opt for gated communities, which may include HOA fees of $100 to $250 USD per month. Most rentals require a security deposit, usually equivalent to one month’s rent.

Utilities and internet can add $50 to $120 USD monthly. Air conditioning, when used frequently, increases these costs.

However, it’s important to note these costs can vary depending on exchange rates, time of year, and of course the actual house itself.

Healthcare Expenses

Zihuatanejo has both public and private healthcare options. IMSS or public clinics provide basic medical care at low monthly premiums, typically around $40 to $60 USD per person. Private insurance premiums generally start at about $80 USD per month per person for adults over 60, but vary with coverage.

Out-of-pocket visits at a private clinic generally cost $25 to $50 USD. Dental care, lab tests, and medications are significantly less expensive than in the US or Canada. Many choose a mix of private and public for routine and urgent care.

Emergency services, specialist consultations, and prescription drugs are available locally, but private hospitals in Ixtapa or larger cities like Acapulco may provide broader care options.

Everyday Living and Utilities

Groceries for a couple run between $200 and $350 USD monthly if you buy local produce and goods. Imported products and international brands are more expensive. Dining out at casual restaurants is affordable—meals typically cost $5 to $10 USD per person.

Electricity costs depend on air conditioning use; moderate use may bring the monthly bill to $30–$80 USD. Internet packages are around $20–$35 USD per month. Basic cell phone plans with data cost about $10–$20 USD.

Public transportation is inexpensive, with most bus fares under $1 USD and taxis starting at $2 to $3 USD for short trips. Many residents rely on walking, biking, or affordable local transit over owning a car.

Healthcare and Wellbeing

Zihuatanejo provides a range of medical services, several practical health insurance options, and opportunities to support an active lifestyle. It’s important to understand how these aspects fit into daily life so you can make informed decisions about your retirement.

Access to Medical Services

Zihuatanejo offers public and private healthcare facilities. The main hospital is Hospital General de Zihuatanejo, which handles emergencies and basic treatments. There are also several clinics, such as Clínica IMSS and Centro Médico Zihuatanejo, for general care and specialist consultations.

Private hospitals in Ixtapa, only about 15 minutes by car, usually have English-speaking staff and more modern equipment. Pharmacies are easy to find and most common medications are available without a prescription. For advanced procedures or specialized care, you may need to travel to cities like Morelia, or Mexico City.

Many local doctors and dentists accept walk-ins, and appointments are often available within a day or two. Medical costs are lower than in the United States and Canada, but it is recommended to bring copies of your medical records and prescriptions for reference.

Health Insurance Options

If you retire in Mexico, you can use Mexico’s public healthcare system through the Instituto Mexicano del Seguro Social (IMSS) if you become a resident. IMSS provides access to hospitals, general practitioners, and medications at a low annual fee. However, coverage may have exclusions for pre-existing conditions.

Many retirees prefer private international health insurance, which covers care at private hospitals and clinics and often includes coverage for medical evacuation. You can compare providers like IMG, AXA, or Allianz for plans tailored to expats in Mexico.

Some local private insurance companies also offer health coverage specifically for residents, but policies and eligibility may vary. It is essential to read each plan’s terms, especially regarding waiting periods and coverage limits. Having insurance helps ensure that you receive timely and quality care.

Staying Active and Healthy

Zihuatanejo’s mild climate supports year-round outdoor activities. Walking and cycling are popular ways to explore the town and beach areas. The Malecón, a pedestrian walkway along the waterfront, is ideal for daily exercise and socializing.

Local gyms, yoga studios, and community fitness classes are available for those who want structured activity. Swimming, fishing, and tennis are accessible through private clubs or public facilities.

Fresh markets offer seasonal fruits, vegetables, and seafood, allowing you to maintain a healthy diet. Many retirees join groups or clubs focused on wellness or sports, which can help you stay physically and socially active. Regular participation in these activities supports both physical and mental wellbeing.

Activities and Community Engagement

Living in Zihuatanejo gives you access to year-round recreation, opportunities to join diverse social groups, and plenty of ways to engage with local culture. These options help you build connections and stay active in retirement.

Recreational Opportunities

Zihuatanejo offers a wide variety of outdoor activities that take advantage of the region’s beaches, warm climate, and natural setting. You can swim, snorkel, or go stand-up paddleboarding at Playa La Ropa or Las Gatas. Deep-sea fishing charters are available year-round, and the nearby hills offer excellent trails for walking and bird-watching.

If you enjoy golf, the Ixtapa Golf Course is just a few minutes away, offering well-maintained greens and ocean views. Yoga and fitness studios are available in town, and many beachfront hotels host open classes for all experience levels. Pickleball and tennis courts are found at local resorts or community centers, offering chances to play and meet others in an informal setting.

Social Clubs and Expat Groups

Zihuatanejo’s expat community is active, with several established groups that help newcomers connect. Weekly meetups include language exchange sessions, book clubs, and casual dinners.

Popular organizations include the Zihuatanejo English Club and Zihua Women’s Circle, both of which welcome new members and offer regular social events. Expats also organize holiday potlucks and trivia nights at local restaurants or private homes. Local Facebook groups and forums make it easy to get information about events, housing, and services.

Some groups focus on specific interests such as art, gardening, or photography. These clubs are a good way to find friends who share your hobbies while learning more about life in Zihuatanejo.

Volunteer and Cultural Activities

Retirees are often involved in volunteering, which is encouraged by local charities and community projects. You can help out at educational programs, assist with beach cleanups, or participate in animal rescue efforts.

Some popular volunteer organizations include Amigos de Animales and Por Los Niños, both of which welcome new helpers year-round. Cultural engagement opportunities can be found through cooking classes, language schools, and art workshops run by local artists.

Annual festivals, such as Semana Santa and the Zihua Guitar Fest, invite participation and provide exposure to regional music, dance, and cuisine. These experiences offer meaningful ways to connect beyond the expat community and contribute to local life.

Would You Like to Live in Zihuatanejo?

Zihuatanejo is a coastal gem that blends natural beauty with authentic Mexican culture. While it may not offer big-city amenities, it’s an ideal place for those seeking a laid-back beach lifestyle, affordable living, and a strong sense of community.

Whether you’re retiring, relocating, or simply craving sunshine and simplicity, Zihuatanejo offers an enticing option that feels like home. If you’re interested in scouting this beach town, check out our private relocation tours in Ixtapa, Zihuatanejo and other Mexican destinations.