Health Insurance in Mexico for Expats- MUST KNOW INFO

If you are scratching your head with the overwhelming information out there about health insurance in Mexico, you’re not alone.

Luckily, this very helpful livestream will cover a lot of your questions!

Today, I did a live stream with Antonio Trejo from www.GuardianInsuranceMX.com to discuss many of the questions that come upon all the Facebook groups regarding Healthcare Insurance in Mexico for Expats.

And boy, is my mind blown with the amount of information on Mexico’s health insurance that we discussed. I’ve never found it more important for you to tune into a Livestream than the one we did today because there are so many things that foreigners who move to Mexico don’t realize when it comes to their health.

We covered the differences between

  • INSABI
  • IMSS
  • ISSSTE
  • Private Health Insurance

Antonio goes into great detail about the differences between the public and private health insurance options and why you should know the variables.

He also covered why you would want to hire an insurance broker vs. going to the company directly. *Spoiler alert: he covered his commission structure to give you peace of mind in knowing that he doesn’t get paid by you but rather the insurance company. So you don’t pay more on your insurance premium to hire a broker like him.

We discussed important misconceptions about waiting periods, pre-existing conditions covered, and a lot of other misinformation that circles the internet on several ex-pat forums and how you can avoid the mistakes that many ex-pats make regarding your health in Mexico.

AND SO MUCH MORE! Watch the replay below.

Mariana Lange

Mariana Lima-Lange was born in Mexico and immigrated to the U.S. when she was a child. She spent every summer visiting family throughout Mexico and is very knowledgeable about Mexican culture, lifestyle, and traditions. She is fluent in both Spanish and English.

Reader Interactions

Comments

  1. James Bay says

    I listened to your video and read everything I can. I cannot get a straight answer from anyone regarding getting health coverage with a pre-existing condition (Crohn’s). I have had Crohn’s for almost 30 years always completely covered by american insurance companies. Now that I want to retire outside the USA, I am running up against walls to get coverage. Can you please point me in the right direction to get help? I have a flight next month to look at a rental in Mexico and not sure if I can actually move there due to health insurance now. Thanks.

      • Selene says

        I’d would like to hear the answer as lots of people have auto-immune problems. And under age 60 . Thank you

        • Mariana Lange says

          The simple answer is you should consult with an insurance brokerage. I am not an insurance broker. They are the experts in which insurance companies can cover you based on whatever chronic condition you have. I have general information about how the healthcare system works in Mexico and when you may get denied for coverage. But to get your specifics answered, you should consult with an insurance agent or broker.

          If you need a recommendation, we have a variety of recommended brokers in our COMPLETE Mexico Relocation Guide 😀
          mexicorelocationguide.com/guide/

  2. E says

    I am 70 yrs old in a few months. Live in Merida – have permanent visa. Debating whether to sign up for IMSS – have heard pros & cons. Cannot afford private health insurance. Is IMSS worth the cost?

    • Mariana Lange says

      If that is all you can afford and that is the only option instead of going uninsured, I would say yes- Definitely it is worth it.

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